Ray Dalio

The day of doing everything in your head is over. Learn more about Digital Ray at the link in my bio. #principles #raydalio #mentor #AI

#Success is a 5 step process. #raydalio #principles #advice #motivation #LifeAdvice

The level of debt our country faces is unprecedented in all of history. If we don’t effectively deal with it — and soon — our system will experience a financial heart attack. It all comes down to the numbers. The US currently pays about a trillion dollars a year on interest rates. And over the next year, we’re going to have to pay back and roll forward over nine trillion dollars of debt. This squeeze on spending simply isn’t sustainable. If spending continues at its current rate, a supply-demand issue is inevitable. The good news is that this problem is manageable, so long as we act now. You can read my thoughts on what we should do about it in my new study, How Countries Go Broke at the link in my bio. #principles

Are we currently at a turning point in the long-term debt cycle? And if we are, what does that mean for our collective future? I dive into this perspective in my new book, How Countries Go Broke. But if you’d like more context on how money, debt, and politics come together, I recommend you watch my 30-minute explainer “How the Economic Machine Works” on YouTube (linked in my bio). #principles #howcountriesgobroke #economics #debt

Credit can be a great tool when used productively. In an advanced economy, credit does more good than bad. But it’s important to remember that borrowing creates cycles — and if the cycle goes up, it eventually needs to come down. I explain why this is particularly important today in my new book, How Countries Go Broke. But if you’d like more context on how all of these pieces come together, I recommend you watch my 30-minute explainer “How the Economic Machine Works” on YouTube (linked in the comments). #principles #howcountriesgobroke #economics #credit

Debt isn’t the problem if you have enough income to pay the interest on the debt. You can learn more about the red flags of when debt becomes a problem in my study at the link in my bio. #principles #howcountriesgobroke

This year, the US will run a deficit of about 7.5% of GDP. If we don’t cut that to 3% of GDP, we’re likely to face a significant debt crisis in the next few years. This is not an issue that can wait. We need to do these cutbacks and adjustments while things are relatively good, otherwise the debt will continue to accumulate and the problem will get worse. Policymakers and politicians must work together to recognize the reality we face and take steps to address it, and soon. I lay out the framework and calculations underlying my thinking in my new book, How Countries Go Broke. I look forward to stress testing my perspective with all of you so together we can identify the best path forward. #principles #howcountriesgobroke #economics #geopolitics

In order to understand the full picture of how the world order is changing, I would urge you to watch this five-minute clip, or the complete 40-minute animated video called "Principles for Dealing with Changing World Order." And if you want an even more complete explanation, you can check out my book of the same title. #politics #principles #economics

Everyone #fails. Anyone you see succeeding is only succeeding at the things you're paying attention to--I guarantee they are also failing at lots of other things. #raydalio #principles #success #LifeAdvice #mentor

I was in Washington, DC this week speaking with economic leaders of both parties to go over the mechanics of the serious debt problem, to see if they can agree on it, and to see if there can be agreement on what to do about it. While I’m happy to report that they all appreciated going over the mechanics and agreed with the need to cut the deficit to about ​3% of GDP, they are now in the middle of their debt limit and budget fights which need to be resolved before they can undertake discussions about how to hit that target. Interestingly, there was some openness to having people make the 3% pledge and even setting up a bipartisan commission to figure out how to achieve it. Stay tuned. #economics #debt #deficit #principles

Through studying history, I identified five major forces that operate in a big cycle to produce the outcomes we all experience. - Financial force — money, debt, markets, and economies - Political force — internal order and disorder within countries - World order force — great power conflicts - Acts of nature - Inventiveness, largely of new technologies These forces operate together in cycles, which we can use to understand the reality we are living out, and to understand the risks of where we are headed. #principles #WGS25 #economics #geopolitics